If you’re on the hunt for a cozy fall treat bursting with warm spices and a luscious surprise center, look no further than these Pumpkin Streusel Muffins with Cream Cheese Filling! Each bite is a little autumn hug—the velvety pumpkin batter, a rich, creamy filling, and a buttery streusel crown come together for utter muffin magic. Whether you serve them for weekend brunch, slip one into a lunchbox, or simply savor with your morning coffee, these muffins are a guaranteed crowd-pleaser and the ultimate way to celebrate pumpkin season.

Ingredients You’ll Need
The joy of Pumpkin Streusel Muffins with Cream Cheese Filling is how each simple ingredient layers flavor and texture—from the aromatic pumpkin pie spice to that creamy swirl tucked inside. With pantry staples and a few special touches, these muffins come together beautifully every time.
- All-purpose flour: The backbone of the muffins, giving them structure and the perfect crumb.
- Baking soda: Lends rise and lightness to the muffins so they don’t feel dense.
- Baking powder: Teams up with the baking soda for even more lift.
- Salt: Balances out the sweetness and enhances all the other flavors.
- Pumpkin pie spice: Infuses the batter with that signature autumn warmth—cinnamon, ginger, nutmeg, and cloves.
- Pumpkin puree: Gives the muffins their beautiful golden color, moistness, and a gentle pumpkin flavor.
- Granulated sugar: Sweetens the batter without overpowering the pumpkin.
- Brown sugar, packed: Adds a hint of molasses richness and helps keep things super moist.
- Vegetable oil: Ensures the muffins are ultra-soft and tender every time.
- Large eggs: Helps bind everything together and adds richness.
- Vanilla extract: That extra note of homey flavor that ties all the ingredients together.
- Cream cheese (for filling): Provides that craveable, tangy swirl at the muffins’ heart.
- Granulated sugar (for filling): Sweetens the cream cheese just right, so it complements the muffin.
- Vanilla extract (for filling): A little more vanilla means double the delicious aroma.
- All-purpose flour (for streusel): Gives the crumbly topping its structure.
- Brown sugar, packed (for streusel): Makes the topping a caramelized, crunchy delight.
- Cold butter, cubed (for streusel): Melting into the topping as it bakes, butter creates irresistible nooks and crannies.
- Ground cinnamon (for streusel): The classic pairing with pumpkin, for a fragrant, spicy finish.
How to Make Pumpkin Streusel Muffins with Cream Cheese Filling
Step 1: Prep the Oven and Muffin Tin
Begin by preheating your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners—this not only keeps the muffins from sticking but also makes for easy cleanup and grab-and-go snacking later.
Step 2: Mix the Dry Ingredients
In a medium bowl, whisk together the flour, baking soda, baking powder, salt, and that all-important pumpkin pie spice. This ensures that the leaveners and spices are evenly distributed before they mingle with the wet ingredients.
Step 3: Combine the Wet Ingredients
In a large bowl, combine the pumpkin puree, granulated sugar, brown sugar, vegetable oil, eggs, and vanilla extract. Whisk until everything’s silky smooth. The pumpkin not only flavors the batter but also makes these muffins incredibly moist without being heavy.
Step 4: Bring Wet and Dry Together
Gradually fold the dry ingredients into the wet mixture, mixing just until the last streaks of flour disappear. Avoid over-mixing—the less you stir, the more tender your Pumpkin Streusel Muffins with Cream Cheese Filling will be!
Step 5: Make the Cream Cheese Filling
For the creamy surprise inside, beat together softened cream cheese, granulated sugar, and vanilla extract in a small bowl until smooth. This dreamy filling will create a luscious, tangy core in each muffin.
Step 6: Prepare the Streusel Topping
The finishing touch: In yet another bowl, toss together the flour, brown sugar, and cinnamon. Add the cold cubed butter and use your fingers or a pastry cutter to cut it in until you have coarse, deliciously buttery crumbs. This topping bakes into a golden, crunchy layer you’ll want on every muffin you make from now on!
Step 7: Assemble the Muffins
Spoon about 1 tablespoon of the pumpkin batter into each muffin cup. Follow with a generous (but not overflowing!) teaspoon of the cream cheese filling in the center. Cover with more pumpkin batter until each cup is about three-quarters full. Finally, sprinkle that delectable streusel topping generously over the top.
Step 8: Bake to Perfection
Slide your muffin tin into the oven and bake for 18 to 22 minutes. The muffins are ready when the tops are golden, the streusel is crisp, and a toothpick inserted off-center comes out clean (be sure not to poke right through the cream cheese!). Let them cool in the pan briefly before transferring to a wire rack to finish cooling completely. This patience is tough, but it makes the cream cheese set up perfectly!
How to Serve Pumpkin Streusel Muffins with Cream Cheese Filling

Garnishes
For a bakery-worthy presentation, dust the tops of your muffins with a little extra powdered sugar, add a sprinkle of cinnamon, or dot with chopped pecans or walnuts for added crunch. If you’re feeling fancy, a tiny swirl of cream cheese frosting makes these muffins a showstopper on any table.
Side Dishes
Serve your Pumpkin Streusel Muffins with Cream Cheese Filling alongside a steaming hot latte, chai tea, or even a simple cup of black coffee for a morning pick-me-up. For brunch, pair with fresh fruit or a yogurt parfait. The balance of sweet muffin and tangy dairy or juicy berries is pure autumn bliss!
Creative Ways to Present
Arrange the muffins atop a rustic wooden board or pretty cake stand for guests to help themselves. For special gatherings, tuck each muffin into a parchment cupcake wrapper and tie with twine for a sweet, bakery-style gift. Or, layer the cooled muffins in a festive tin to delight a neighbor or teacher—they travel beautifully!
Make Ahead and Storage
Storing Leftovers
To keep your Pumpkin Streusel Muffins with Cream Cheese Filling tasting bakery-fresh, store them in an airtight container at room temperature for up to two days. Because of the cream cheese center, if keeping longer, pop them in the fridge to maintain that luscious texture and fresh flavor.
Freezing
If you want to savor autumn all season, these muffins freeze wonderfully! Once completely cool, wrap individually in plastic wrap and place in a freezer-safe bag or container. They’ll keep their flavor and texture for up to two months—just thaw at room temperature as needed.
Reheating
For that fresh-from-the-oven magic, gently warm a muffin in the microwave for 15–20 seconds or pop in a low oven for a few minutes. The cream cheese center will get softly gooey, the streusel will crisp back up, and the kitchen will smell incredible all over again.
FAQs
Can I substitute homemade pumpkin puree for canned?
Absolutely! Homemade pumpkin puree works beautifully in Pumpkin Streusel Muffins with Cream Cheese Filling. Just make sure it’s thick—not watery—and well-drained for best results.
Can I make these muffins gluten-free?
Yes, simply swap the all-purpose flour for your favorite 1:1 gluten-free baking blend. The results are just as moist and delicious, with that dreamy cream cheese center intact.
How do I keep the cream cheese filling from sinking?
The trick is to add a base layer of muffin batter first, then the cream cheese, and finally more batter to encase it. This way, the filling stays centered as the muffins rise and bake.
What can I do if I don’t have pumpkin pie spice?
You can quickly mix your own blend with 1.5 teaspoons cinnamon, 1/2 teaspoon ginger, 1/4 teaspoon nutmeg, and a pinch of clove or allspice. This gives you that signature taste for Pumpkin Streusel Muffins with Cream Cheese Filling.
Why did my streusel melt instead of staying crumbly?
Melted streusel usually happens if the butter gets too soft. Always start with cold butter and use a light touch when mixing. It should look like little pebbles or coarse crumbs before sprinkling on the batter.
Final Thoughts
I truly hope you’ll take a little time to bake these unforgettable Pumpkin Streusel Muffins with Cream Cheese Filling. You’ll love the cozy aroma, the creamy surprise in every bite, and the way they make any morning feel like something special. Happy baking, and may every muffin bring a smile!